Living in Montenegro: The Top Places for Expats

Living in Montenegro: The Top Places for Expats

Nestled along the Adriatic Sea in Southeastern Europe, Montenegro is a hidden gem that has been growing in popularity with expats in recent years. With a Mediterranean climate, stunning beaches, and a rich cultural history, Montenegro offers a quality of life that is hard to match.

If you are considering a move to Montenegro, you may be wondering where the best places to live are. From seaside towns to mountain retreats, here are the top places for expats in Montenegro.

1. Budva

Known as the “Montenegrin Miami,” Budva is a bustling coastal town that has something for everyone. With over 35 beaches, a charming Old Town, and a vibrant nightlife scene, Budva is a popular spot for both tourists and expats.

There are plenty of housing options in Budva, from modern apartments to traditional stone houses. While it can be more expensive than other parts of Montenegro, Budva is a great choice if you want to be in the heart of the action.

2. Kotor

Located just a short drive from Budva, Kotor is a UNESCO World Heritage site that is known for its stunning scenery and rich history. This medieval walled town is surrounded by mountains and sits at the end of a picturesque bay.

Kotor is a popular spot for expats who want to live in a quieter location but still have easy access to amenities. There are plenty of charming cafes and restaurants in Kotor, as well as outdoor activities like hiking and boating.

3. Herceg Novi

Herceg Novi is another coastal town that is popular with expats. Located at the entrance to the Bay of Kotor, Herceg Novi boasts stunning sea views and a Mediterranean climate.

There are plenty of affordable housing options in Herceg Novi, from apartments to villas. This town is a great choice for expats who want to live in a laidback location that is still close to larger cities like Kotor and Tivat.

4. Tivat

Tivat is a growing town that is known for its marina and luxury yacht club. With a range of amenities and a vibrant social scene, Tivat is a great choice for expats who want to live in a modern, cosmopolitan setting.

There are plenty of housing options in Tivat, from modern apartments to waterfront villas. This town is particularly convenient for expats who frequently travel, as the international airport is located just a few minutes away.

5. Podgorica

As the capital of Montenegro, Podgorica is the largest city in the country. It has a modern feel and offers a range of amenities, including shops, restaurants, and cultural attractions.

Podgorica is a great choice for expats who want to live in an urban environment. There are plenty of housing options in the city, from apartments to houses. While it is not located on the coast, Podgorica is just a short drive from some of Montenegro’s top beaches.


1. What is the cost of living in Montenegro?

The cost of living in Montenegro can vary depending on where you live and your lifestyle. Overall, it is quite affordable compared to other European countries. Housing costs are low, food prices are reasonable, and public transportation is inexpensive. It is possible to live comfortably in Montenegro on a budget of around €800 to €1,200 per month.

2. Do I need a visa to live in Montenegro?

If you are an EU citizen, you can live and work in Montenegro without a visa. If you are not an EU citizen, you will need to apply for a long-term residence permit. This process can take several months and requires a number of documents, including proof of income, a criminal record check, and a medical certificate.

3. What is the healthcare system like in Montenegro?

Montenegro has two healthcare systems: a public system and a private system. Both are available to expats, but the private system is generally preferred because of shorter wait times and better quality of care. Private healthcare in Montenegro is affordable compared to other countries, and many doctors speak English.

4. Is Montenegro a safe country to live in?

Yes, Montenegro is generally a safe country to live in. The crime rate is low, and violent crime is rare. However, petty crime like pickpocketing can happen in tourist areas. It is important to exercise caution and be aware of your surroundings, especially when traveling alone at night.

5. What is the weather like in Montenegro?

Montenegro has a Mediterranean climate, with hot summers and mild winters. The coastal region experiences more rainfall than the rest of the country, but the overall climate is pleasant throughout the year. Summers can be quite hot, with temperatures reaching upwards of 40°C, while winters are mild, with temperatures rarely falling below freezing.

In conclusion, Montenegro offers a unique and affordable lifestyle that is well-suited for expats. With a range of options for housing, healthcare, and recreational activities, it is no wonder that this small Balkan country is growing in popularity. Whether you choose to live in a bustling seaside town or a quiet mountain retreat, Montenegro has something for everyone.

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