Maltese Citizenship by Investment: The Ultimate Guide

Maltese Citizenship by Investment: The Ultimate Guide

Malta, located in the heart of the Mediterranean, has become one of the most sought-after immigration destinations. The country benefits from a strategic location, a stable and safe environment, a vibrant economy, and a rich culture. The Maltese government has also introduced several initiatives to attract foreign investors to the country, including the Citizenship by Investment Program (CBIP). The CBIP enables non-European Union (EU) nationals to secure Maltese citizenship by making a significant investment in the country.

If you are considering getting Maltese citizenship through investment, this ultimate guide will provide you with all the information you need to know.

What is the Maltese Citizenship by Investment Program?

The Maltese Citizenship by Investment Program (CBIP) is a process that allows individuals and their families to obtain Maltese citizenship by investing in the country. The program was launched in 2013, and it is regulated by the Maltese Citizenship Act (Cap. 188) and Maltese Citizenship Regulations (SL 188.06).

Through the Maltese CBIP, investors will obtain citizenship of Malta, which enables them to enjoy all the rights and benefits that come with being a Maltese citizen. This includes the ability to travel to over 180 countries without the need for a visa, access to the European Union and Schengen area, and the ability to work, study, and reside in Malta.

What are the Benefits of Maltese Citizenship by Investment?

The Maltese Citizenship by Investment Program offers several benefits to investors and their families. These include:

1. Visa-free travel: Maltese citizens have visa-free access to over 180 countries, including the United States, Canada, and the United Kingdom.

2. EU membership: Maltese citizenship enables you and your family to become citizens of the European Union and enjoy all the benefits that come with it, including free movement within the EU.

3. Property investment: Investors in real estate can benefit from a robust rental market in Malta, with rental yields averaging 5-6%.

4. Business opportunities: Malta’s economy is growing rapidly, offering plenty of business opportunities in sectors such as finance, technology, and tourism.

5. High standard of living: Malta has a world-class health system, excellent education system, and a high standard of living, making it an attractive destination to live and work.

What are the Eligibility Requirements for the Maltese Citizenship by Investment Program?

To be eligible for the Maltese Citizenship by Investment Program, an applicant must be:

1. Over 18 years old.

2. A non-EU national.

3. In good health and of good character.

4. Able to prove the source of funds used for investment.

The applicant must also fulfill one of the following investment options.

Investment options available for Maltese Citizenship

1. Contribution to the National Development and Social Fund

Under this option, the applicant contributes a minimum of €650,000 to the National Development and Social Fund set up by the Maltese government. The fund is used to finance various projects in Malta, including social and infrastructural projects.

2. Real Estate Investment

Under this option, the applicant buys a property worth at least €350,000 or rents a property for at least €16,000 per annum for five years. The property can be sold after five years, but the applicant must maintain a residential address in Malta.

3. Investment in Government Bonds

Under this option, the applicant invests a minimum of €250,000 in Maltese government-approved financial instruments for a minimum of five years.

4. Investment in a Company

Under this option, the applicant invests a minimum of €2 million in a company registered in Malta.

5. Maltese passport for wealthy families

For families consisting of up to four people, the investment below is required:

i. A minimum contribution of €600,000 is required. Of this, €10,000 is a non-refundable fee for due diligence, while the rest will be directed towards a special investment scheme created by the government.

ii. A minimum purchase or rental of property for at least €750,000 (for a period of five years).

iii. The investment of €150,000 in Government Bonds (the five-year holding period will start from the date of the purchase).

What is the Application Process for Maltese Citizenship by Investment?

The application process for Maltese citizenship by investment consists of the following steps:

1. Engagement of a licensed agent: The applicant must engage a licensed agent, who will guide them through the application process.

2. Due diligence checks: The applicant and their family members must undergo due diligence checks to ensure they meet the eligibility requirements and do not pose a security or reputational risk to Malta.

3. Residency requirements: The applicant must spend at least one year in Malta by renting or owning a property.

4. Submission of application: The applicant submits their application, along with all the necessary documents, to the Citizenship Unit of Malta’s Identity Malta Agency.

5. Approval: Once the application is approved, the applicant must fulfill the investment requirement within four months. Once this is done, Citizenship is granted.

FAQs (Frequently Asked Questions):

1. Is there a limit to the number of citizenships granted under the Maltese Citizenship by Investment Program?

Yes. The Maltese government grants a maximum of 1,800 citizenships under the program.

2. How long does the application process take?

The application process can take up to 12 months from the date of submission.

3. Can I include my family members in the application?

Yes. The applicant can include their spouse, dependent children under the age of 18, and dependent parents above the age of 55.

4. Can I hold dual citizenship if I obtain Maltese citizenship by investment?

Yes. Malta allows dual citizenship, so you can hold Maltese citizenship and the citizenship of another country.

5. Are there any taxes payable on becoming a Maltese citizen by investment?

Yes. Once you obtain Maltese citizenship, you are liable to pay taxes in Malta, including income tax, capital gains tax, and VAT.


The Maltese Citizenship by Investment Program offers a secure, transparent, and straightforward way to obtain Maltese citizenship through investment. With a range of investment options to choose from, the program enables investors to benefit from visa-free travel, EU membership, business opportunities, and a high standard of living. If you are considering obtaining Maltese citizenship, be sure to consult a licensed agent who will guide you through the program and ensure a smooth process.

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