Travel Health Insurance in Finland and Current Rates

Travel Health Insurance in Finland: Current Rates and FAQs

Travelling is an exciting experience; it gives you the opportunity to explore new places and create memories that will last a lifetime. However, what happens if you fall sick or get injured during your travels? Medical expenses overseas can be exorbitant, and they can quickly deplete your travel budget. This is where travel health insurance comes in handy. In Finland, travel health insurance covers any medical expenses incurred while travelling outside the country, and it is essential for anyone travelling abroad.

What is Travel Health Insurance?

Travel health insurance is a type of insurance policy that covers medical expenses incurred while travelling outside one’s country of residence. It typically covers emergency medical treatment, accidental death and dismemberment, medical evacuation, repatriation of remains, and 24-hour travel assistance. The policy can be purchased before or after starting the journey, and it can be taken for a single trip or multiple trips.

Why do you need Travel Health Insurance?

The necessity of travel health insurance cannot be overstated. It is essential to protect yourself from the high cost of medical care, which can significantly drain your travel budget in case of an illness or injury. Travel health insurance provides financial security while travelling, and it can give you peace of mind, knowing that should the worst happen, you are covered. It is also a requirement in many countries, including Finland.

Current Travel Health Insurance Rates in Finland

The cost of travel health insurance in Finland depends on several factors such as the duration of the travel, the age of the traveller, and the destination. On average, travel health insurance costs around €1-2 per day. However, it is essential to note that the cost of travel health insurance increases with age and the length of travel. Additionally, the coverage of the policy determines the price, and it is crucial to choose a policy with adequate coverage for your needs.

Frequently Asked Questions about Travel Health Insurance

1. Is travel health insurance necessary for travelling to Finland?

No, travel health insurance is not necessary for people travelling to Finland, including EU citizens who are covered by their European Health Insurance Card (EHIC).

2. Is travel health insurance expensive?

No, travel health insurance is relatively affordable, with costs ranging from €1-2 per day on average.

3. Does travel health insurance cover pre-existing medical conditions?

It depends on the policy. Some travel insurance policies cover pre-existing medical conditions, while others do not. It is essential to read policy details carefully to understand what is covered.

4. How long does a travel health insurance policy last?

The duration of a travel health insurance policy depends on the policy terms and the length of your travel. A policy can last anywhere from a few days to several months.


Travel health insurance is an essential consideration for anyone planning to travel outside their country of residence. It protects you from the high costs of medical treatment overseas and gives you peace of mind. In Finland, travel health insurance is relatively affordable, and it is important to choose a policy that meets your specific needs. It is crucial to research thoroughly to find the best travel health insurance policy for your needs.